Mortgage and Financing Guide
Purchasing property can be exciting and overwhelming at the same time. For most people, the biggest concern involves financing such a major transaction. At this time, it is important that buyers have access to resources such as mortgage professionals who can guide them through the process. A buyer that has done prior due diligence and is pre-approved for the financing required to make a purchase is in a desirable position to buy and close on a property in a timely fashion.

Mortgage Info

Current mortgage rates are at historic lows. Whether you’re a first-time home buyer or you're looking to lower your interest rate, you should take advantage of today's low mortgage rates by acquiring a working knowledge of your ability to finance and close on a property.

A locally available daily resource for mortgage interest rates & lenders is http://www.interest.com/

The Fair Credit Reporting Act (FCRA)
Your due diligence should include your understanding of The Fair Credit Reporting Act (FCRA) which outlines specifically who can see your credit profile. Businesses must have a legitimate business need and a permissible purpose, as stated in the federal law, to obtain your credit file. Otherwise, only you, and only those who you give written permission, can access your credit files.


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    • Hallissy Group, LLC
    • Licensed R.E. Broker
    • 631.680.0662

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